Adults · CHF 300 deductible · with accident cover · 2026
Premiums by canton and model
| Canton | Standard | GP/HMO | Telemedicine and other |
|---|---|---|---|
| Aargau | CHF 602.30 | CHF 494.00up to CHF 530.10 | CHF 530.10up to CHF 596.30 |
| Appenzell Inner Rhodes | CHF 475.80 | CHF 418.80 | CHF 404.50up to CHF 452.00 |
| Appenzell Outer Rhodes | CHF 562.30 | CHF 483.60 | CHF 472.40up to CHF 534.20 |
| Basel-City | CHF 741.60 | CHF 630.40up to CHF 635.60 | CHF 637.80up to CHF 719.40 |
| Basel-Country2 premium regions | CHF 606.80up to CHF 693.00 | CHF 525.50up to CHF 609.90 | CHF 534.00up to CHF 686.10 |
| Bern3 premium regions | CHF 542.50up to CHF 665.10 | CHF 465.50up to CHF 597.30 | CHF 473.70up to CHF 658.50 |
| Fribourg2 premium regions | CHF 532.80up to CHF 592.00 | CHF 465.20up to CHF 521.00 | CHF 465.70up to CHF 586.10 |
| Geneva | CHF 819.40 | CHF 688.40up to CHF 696.60 | CHF 704.70up to CHF 794.80 |
| Glarus | CHF 526.40 | CHF 473.80 | CHF 452.80up to CHF 521.10 |
| Graubünden3 premium regions | CHF 530.70up to CHF 612.60 | CHF 445.90up to CHF 514.60 | CHF 451.20up to CHF 594.20 |
| Jura | CHF 657.40 | CHF 552.30up to CHF 618.00 | CHF 585.10up to CHF 650.80 |
| Lucerne3 premium regions | CHF 561.00up to CHF 618.00 | CHF 485.30up to CHF 537.70 | CHF 493.70up to CHF 611.80 |
| Neuchâtel | CHF 692.70 | CHF 554.20up to CHF 628.70 | CHF 605.90up to CHF 685.80 |
| Nidwalden | CHF 508.20 | CHF 416.80up to CHF 427.00 | CHF 421.90up to CHF 482.80 |
| Obwalden | CHF 501.30 | CHF 431.70 | CHF 421.20up to CHF 476.30 |
| Schaffhausen2 premium regions | CHF 548.40up to CHF 603.30 | CHF 482.60up to CHF 531.00 | CHF 455.20up to CHF 597.30 |
| Schwyz | CHF 585.40 | CHF 485.40up to CHF 486.00 | CHF 491.80up to CHF 556.20 |
| Solothurn | CHF 591.00 | CHF 493.00up to CHF 537.80 | CHF 526.00up to CHF 555.60 |
| St. Gallen3 premium regions | CHF 594.10up to CHF 637.50 | CHF 505.00up to CHF 548.30 | CHF 511.00up to CHF 618.40 |
| Thurgau | CHF 573.30 | CHF 507.40up to CHF 510.30 | CHF 504.60up to CHF 567.60 |
| Ticino2 premium regions | CHF 769.30up to CHF 819.80 | CHF 677.00up to CHF 721.50 | CHF 677.00up to CHF 811.60 |
| Uri | CHF 495.10 | CHF 413.50up to CHF 416.40 | CHF 411.00up to CHF 470.40 |
| Valais2 premium regions | CHF 597.50up to CHF 643.20 | CHF 507.90up to CHF 553.20 | CHF 456.60up to CHF 566.10 |
| Vaud2 premium regions | CHF 699.80up to CHF 729.10 | CHF 580.90up to CHF 641.70 | CHF 580.90up to CHF 721.80 |
| Zug | CHF 415.40 | CHF 365.60 | CHF 340.70up to CHF 411.30 |
| Zurich3 premium regions | CHF 571.10up to CHF 708.30 | CHF 462.70up to CHF 623.40 | CHF 502.60up to CHF 701.20 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2026, opendata.swiss; localities © swisstopo; as of 25.09.2026
Total cost in the “healthy” scenario
Cheapest tariffs by canton
For each canton, the Visana tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the Visana standard model in the same region.
Aargau
Managed Care
Premium / month
494.00
CHF
Total / year
CHF 6,248
Saving
−1,300
CHF / year
Appenzell Inner Rhodes
Combi Care
Premium / month
404.50
CHF
Total / year
CHF 5,174
Saving
−856
CHF / year
Appenzell Outer Rhodes
Combi Care
Premium / month
472.40
CHF
Total / year
CHF 5,989
Saving
−1,079
CHF / year
Basel-City
Med Direct
Premium / month
630.40
CHF
Total / year
CHF 7,885
Saving
−1,334
CHF / year
Basel-Country
Med Direct · region 2
Premium / month
525.50
CHF
Total / year
CHF 6,626
Saving
−976
CHF / year
Bern
VIVA – Gesundheitsplan · region 3
Premium / month
465.50
CHF
Total / year
CHF 5,906
Saving
−924
CHF / year
Fribourg
Managed Care · region 2
Premium / month
465.20
CHF
Total / year
CHF 5,902
Saving
−811
CHF / year
Geneva
Managed Care
Premium / month
688.40
CHF
Total / year
CHF 8,581
Saving
−1,572
CHF / year
Glarus
Combi Care
Premium / month
452.80
CHF
Total / year
CHF 5,754
Saving
−883
CHF / year
Graubünden
Managed Care · region 3
Premium / month
445.90
CHF
Total / year
CHF 5,671
Saving
−1,018
CHF / year
Jura
VIVA – Gesundheitsplan
Premium / month
552.30
CHF
Total / year
CHF 6,948
Saving
−1,261
CHF / year
Lucerne
Managed Care · region 2
Premium / month
485.30
CHF
Total / year
CHF 6,144
Saving
−908
CHF / year
Neuchâtel
VIVA – Gesundheitsplan
Premium / month
554.20
CHF
Total / year
CHF 6,970
Saving
−1,662
CHF / year
Nidwalden
Managed Care
Premium / month
416.80
CHF
Total / year
CHF 5,322
Saving
−1,097
CHF / year
Obwalden
Tel Care
Premium / month
421.20
CHF
Total / year
CHF 5,374
Saving
−961
CHF / year
Schaffhausen
Tel Care · region 2
Premium / month
455.20
CHF
Total / year
CHF 5,782
Saving
−1,118
CHF / year
Schwyz
Managed Care
Premium / month
485.40
CHF
Total / year
CHF 6,145
Saving
−1,200
CHF / year
Solothurn
VIVA – Gesundheitsplan
Premium / month
493.00
CHF
Total / year
CHF 6,236
Saving
−1,176
CHF / year
St. Gallen
Managed Care · region 3
Premium / month
505.00
CHF
Total / year
CHF 6,380
Saving
−1,069
CHF / year
Thurgau
Tel Care
Premium / month
504.60
CHF
Total / year
CHF 6,375
Saving
−824
CHF / year
Ticino
Managed Care · region 2
Premium / month
677.00
CHF
Total / year
CHF 8,444
Saving
−1,108
CHF / year
Uri
Combi Care
Premium / month
411.00
CHF
Total / year
CHF 5,252
Saving
−1,009
CHF / year
Valais
Med Call · region 2
Premium / month
456.60
CHF
Total / year
CHF 5,799
Saving
−1,691
CHF / year
Vaud
Managed Care · region 2
Premium / month
580.90
CHF
Total / year
CHF 7,291
Saving
−1,427
CHF / year
Zug
Combi Care
Premium / month
340.70
CHF
Total / year
CHF 4,408
Saving
−896
CHF / year
Zurich
Managed Care · region 3
Premium / month
462.70
CHF
Total / year
CHF 5,872
Saving
−1,301
CHF / year
2025 → 2026
Change from the previous year
| Canton | 2025 | 2026 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 585.40 | CHF 602.30 | +2.9% | +4.7% |
| Appenzell Inner Rhodes | CHF 460.70 | CHF 475.80 | +3.3% | +3.3% |
| Appenzell Outer Rhodes | CHF 543.30 | CHF 562.30 | +3.5% | +4.2% |
| Basel-City | CHF 746.00 | CHF 741.60 | −0.6% | +1.7% |
| Basel-Country | CHF 614.05 | CHF 649.90 | +5.8% | +3.7% |
| Bern | CHF 584.33 | CHF 598.37 | +2.4% | +3.2% |
| Fribourg | CHF 547.15 | CHF 562.40 | +2.8% | +2.6% |
| Geneva | CHF 785.40 | CHF 819.40 | +4.3% | +1.0% |
| Glarus | CHF 509.00 | CHF 526.40 | +3.4% | +4.6% |
| Graubünden | CHF 557.67 | CHF 573.27 | +2.8% | +4.2% |
| Jura | CHF 637.30 | CHF 657.40 | +3.2% | +2.7% |
| Lucerne | CHF 588.17 | CHF 580.00 | −1.4% | +3.1% |
| Neuchâtel | CHF 661.50 | CHF 692.70 | +4.7% | +4.0% |
| Nidwalden | CHF 512.00 | CHF 508.20 | −0.7% | +2.4% |
| Obwalden | CHF 483.40 | CHF 501.30 | +3.7% | +4.3% |
| Schaffhausen | CHF 556.25 | CHF 575.85 | +3.5% | +2.4% |
| Schwyz | CHF 570.70 | CHF 585.40 | +2.6% | +4.0% |
| Solothurn | CHF 576.10 | CHF 591.00 | +2.6% | +4.4% |
| St. Gallen | CHF 605.17 | CHF 612.43 | +1.2% | +3.1% |
| Thurgau | CHF 559.70 | CHF 573.30 | +2.4% | +2.1% |
| Ticino | CHF 742.90 | CHF 794.55 | +7.0% | +5.7% |
| Uri | CHF 477.90 | CHF 495.10 | +3.6% | +4.6% |
| Valais | CHF 608.40 | CHF 620.35 | +2.0% | +4.2% |
| Vaud | CHF 693.55 | CHF 714.45 | +3.0% | +2.4% |
| Zug | CHF 482.80 | CHF 415.40 | −14.0% | −9.0% |
| Zurich | CHF 607.63 | CHF 630.33 | +3.7% | +3.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are Visana premiums in 2026?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at Visana in 2026 ranges from CHF 415.40 (canton of Zug) to CHF 819.80 (canton of Ticino). With a higher deductible or a model, the premium is lower.
Which models does Visana offer?
In 2026, Visana has premiums for 3 model types: 1 tariff of the Standard type, 4 tariffs of the GP/HMO type and 4 tariffs of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is Visana more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2026 index is 103.6 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2026 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- Visana: website (address), retrieved on 25.09.2026visana.ch
- Visana: website (physician search), retrieved on 25.09.2026entry.visana.ch
- Visana: website (contact), retrieved on 25.09.2026visana.ch