Premiums by canton and model
| Canton | Standard | GP/HMO | Telemedicine and other |
|---|---|---|---|
| Aargau | CHF 550.50 | CHF 501.00 | CHF 481.70 |
| Appenzell Inner Rhodes | CHF 513.60 | CHF 446.90 | CHF 426.30 |
| Appenzell Outer Rhodes | CHF 539.60 | CHF 500.80 | CHF 447.90 |
| Basel-City | CHF 722.20 | CHF 670.40 | CHF 649.00 |
| Basel-Country2 premium regions | CHF 672.40up to CHF 751.20 | CHF 601.80up to CHF 650.80 | CHF 548.10up to CHF 638.60 |
| Bern3 premium regions | CHF 571.00up to CHF 689.50 | CHF 510.90up to CHF 603.40 | CHF 491.10up to CHF 603.40 |
| Fribourg2 premium regions | CHF 553.10up to CHF 606.90 | CHF 484.00up to CHF 540.30 | CHF 478.10up to CHF 540.30 |
| Geneva | CHF 712.30 | CHF 641.10 | CHF 641.10 |
| Glarus | CHF 557.10 | CHF 495.90 | CHF 482.30 |
| Graubünden3 premium regions | CHF 544.00up to CHF 622.20 | CHF 470.60up to CHF 603.60 | CHF 467.90up to CHF 548.10 |
| Jura | CHF 728.70 | CHF 728.70 | CHF 655.90 |
| Lucerne3 premium regions | CHF 500.80up to CHF 560.80 | CHF 455.80up to CHF 502.00 | CHF 445.80up to CHF 491.60 |
| Neuchâtel | CHF 741.60 | CHF 682.30 | CHF 623.00 |
| Nidwalden | CHF 471.40 | CHF 433.70 | CHF 419.60 |
| Obwalden | CHF 478.00 | CHF 425.90 | CHF 425.50 |
| Schaffhausen2 premium regions | CHF 537.80up to CHF 577.60 | CHF 500.20up to CHF 534.30 | CHF 486.80up to CHF 517.00 |
| Schwyz | CHF 520.40 | CHF 494.40 | CHF 448.60 |
| Solothurn | CHF 613.50 | CHF 546.10 | CHF 516.60 |
| St. Gallen3 premium regions | CHF 510.60up to CHF 577.40 | CHF 464.70up to CHF 528.40 | CHF 454.50up to CHF 508.20 |
| Thurgau | CHF 544.10 | CHF 500.60 | CHF 468.00 |
| Ticino2 premium regions | CHF 692.10up to CHF 740.20 | CHF 591.80up to CHF 632.90 | CHF 584.90up to CHF 632.90 |
| Uri | CHF 503.10 | CHF 436.20 | CHF 425.20 |
| Valais2 premium regions | CHF 539.20up to CHF 586.00 | CHF 472.60up to CHF 565.50 | CHF 479.90up to CHF 530.40 |
| Vaud2 premium regions | CHF 633.40up to CHF 699.80 | CHF 554.30up to CHF 626.40 | CHF 554.30up to CHF 626.40 |
| Zug | CHF 422.00 | CHF 395.80 | CHF 395.80 |
| Zurich3 premium regions | CHF 541.80up to CHF 627.70 | CHF 487.70up to CHF 571.30 | CHF 466.50up to CHF 571.90 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2026, opendata.swiss; localities © swisstopo; as of 25.09.2026
Cheapest tariffs by canton
For each canton, the EGK tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the EGK standard model in the same region.
Aargau
Appenzell Inner Rhodes
Appenzell Outer Rhodes
Basel-City
Basel-Country
Bern
Fribourg
Geneva
Glarus
Graubünden
Jura
Lucerne
Neuchâtel
Nidwalden
Obwalden
Schaffhausen
Schwyz
Solothurn
St. Gallen
Thurgau
Ticino
Uri
Valais
Vaud
Zug
Zurich
Change from the previous year
| Canton | 2025 | 2026 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 530.00 | CHF 550.50 | +3.9% | +4.7% |
| Appenzell Inner Rhodes | CHF 490.00 | CHF 513.60 | +4.8% | +3.3% |
| Appenzell Outer Rhodes | CHF 510.00 | CHF 539.60 | +5.8% | +4.2% |
| Basel-City | CHF 715.00 | CHF 722.20 | +1.0% | +1.7% |
| Basel-Country | CHF 690.00 | CHF 711.80 | +3.2% | +3.7% |
| Bern | CHF 606.67 | CHF 627.03 | +3.4% | +3.2% |
| Fribourg | CHF 576.75 | CHF 580.00 | +0.6% | +2.6% |
| Geneva | CHF 700.00 | CHF 712.30 | +1.8% | +1.0% |
| Glarus | CHF 530.00 | CHF 557.10 | +5.1% | +4.6% |
| Graubünden | CHF 569.37 | CHF 583.70 | +2.5% | +4.2% |
| Jura | CHF 700.00 | CHF 728.70 | +4.1% | +2.7% |
| Lucerne | CHF 496.67 | CHF 527.73 | +6.3% | +3.1% |
| Neuchâtel | CHF 720.00 | CHF 741.60 | +3.0% | +4.0% |
| Nidwalden | CHF 450.00 | CHF 471.40 | +4.8% | +2.4% |
| Obwalden | CHF 460.00 | CHF 478.00 | +3.9% | +4.3% |
| Schaffhausen | CHF 555.20 | CHF 557.70 | +0.5% | +2.4% |
| Schwyz | CHF 503.50 | CHF 520.40 | +3.4% | +4.0% |
| Solothurn | CHF 595.00 | CHF 613.50 | +3.1% | +4.4% |
| St. Gallen | CHF 521.67 | CHF 538.03 | +3.1% | +3.1% |
| Thurgau | CHF 530.00 | CHF 544.10 | +2.7% | +2.1% |
| Ticino | CHF 685.60 | CHF 716.15 | +4.5% | +5.7% |
| Uri | CHF 480.00 | CHF 503.10 | +4.8% | +4.6% |
| Valais | CHF 547.20 | CHF 562.60 | +2.8% | +4.2% |
| Vaud | CHF 647.90 | CHF 666.60 | +2.9% | +2.4% |
| Zug | CHF 467.00 | CHF 422.00 | −9.6% | −9.0% |
| Zurich | CHF 568.33 | CHF 585.47 | +3.0% | +3.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are EGK premiums in 2026?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at EGK in 2026 ranges from CHF 422.00 (canton of Zug) to CHF 751.20 (canton of Basel-Country). With a higher deductible or a model, the premium is lower.
Which models does EGK offer?
In 2026, EGK has premiums for 3 model types: 1 tariff of the Standard type, 1 tariff of the GP/HMO type and 1 tariff of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is EGK more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2026 index is 100.5 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2026 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- EGK: website (address), retrieved on 25.09.2026egk.ch
- EGK: website (physician search), retrieved on 25.09.2026egk.arztmap.ch
- EGK: website (contact), retrieved on 25.09.2026egk.ch