Premiums by canton and model
| Canton | Standard | GP/HMO | Telemedicine and other |
|---|---|---|---|
| Aargau | CHF 562.20 | CHF 480.70up to CHF 500.40 | CHF 486.40 |
| Appenzell Inner Rhodes | CHF 431.90 | CHF 378.00up to CHF 386.60 | CHF 378.00 |
| Appenzell Outer Rhodes | CHF 521.30 | CHF 456.20up to CHF 469.20 | CHF 456.20 |
| Basel-City | CHF 697.80 | CHF 593.20up to CHF 617.60 | CHF 603.60 |
| Basel-Country2 premium regions | CHF 641.90up to CHF 685.80 | CHF 555.30up to CHF 603.60 | CHF 555.30up to CHF 593.30 |
| Bern3 premium regions | CHF 586.40up to CHF 699.10 | CHF 495.60up to CHF 629.20 | CHF 507.30up to CHF 604.80 |
| Fribourg2 premium regions | CHF 558.00up to CHF 593.70 | CHF 482.70up to CHF 522.50 | CHF 482.70up to CHF 513.60 |
| Geneva | CHF 730.90 | CHF 632.30up to CHF 661.50 | CHF 632.30 |
| Glarus | CHF 517.00 | CHF 452.40up to CHF 460.20 | CHF 455.00 |
| Graubünden3 premium regions | CHF 498.40up to CHF 540.00 | CHF 426.20up to CHF 477.90 | CHF 426.20up to CHF 461.70 |
| Jura | CHF 675.00 | CHF 594.00up to CHF 600.80 | CHF 594.00 |
| Lucerne3 premium regions | CHF 509.00up to CHF 556.70 | CHF 435.20up to CHF 501.10 | CHF 442.90up to CHF 484.40 |
| Neuchâtel | CHF 708.00 | CHF 608.90up to CHF 623.10 | CHF 608.90 |
| Nidwalden | CHF 490.10 | CHF 426.40up to CHF 438.70 | CHF 431.30 |
| Obwalden | CHF 476.80 | CHF 414.90up to CHF 426.80 | CHF 419.60 |
| Schaffhausen2 premium regions | CHF 539.70up to CHF 577.30 | CHF 469.60up to CHF 511.00 | CHF 469.60up to CHF 502.30 |
| Schwyz | CHF 509.70 | CHF 435.80up to CHF 458.80 | CHF 443.50 |
| Solothurn | CHF 600.10 | CHF 507.10up to CHF 528.10 | CHF 516.10 |
| St. Gallen3 premium regions | CHF 515.80up to CHF 569.20 | CHF 441.10up to CHF 506.60 | CHF 446.20up to CHF 492.40 |
| Thurgau | CHF 539.80 | CHF 458.90up to CHF 485.90 | CHF 469.70 |
| Ticino2 premium regions | CHF 676.40up to CHF 725.90 | CHF 571.60up to CHF 646.10 | CHF 581.80up to CHF 624.30 |
| Uri | CHF 495.80 | CHF 421.50up to CHF 441.30 | CHF 433.90 |
| Valais2 premium regions | CHF 521.00up to CHF 575.70 | CHF 450.70up to CHF 512.40 | CHF 450.70up to CHF 498.00 |
| Vaud2 premium regions | CHF 654.80up to CHF 689.80 | CHF 566.50up to CHF 610.50 | CHF 566.50up to CHF 596.70 |
| Zug | CHF 385.80 | CHF 335.70up to CHF 351.10 | CHF 343.40 |
| Zurich3 premium regions | CHF 539.30up to CHF 636.20 | CHF 461.20up to CHF 563.10 | CHF 469.20up to CHF 553.50 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2026, opendata.swiss; localities © swisstopo; as of 25.09.2026
Cheapest tariffs by canton
For each canton, the CONCORDIA tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the CONCORDIA standard model in the same region.
Aargau
Appenzell Inner Rhodes
Appenzell Outer Rhodes
Basel-City
Basel-Country
Bern
Fribourg
Geneva
Glarus
Graubünden
Jura
Lucerne
Neuchâtel
Nidwalden
Obwalden
Schaffhausen
Schwyz
Solothurn
St. Gallen
Thurgau
Ticino
Uri
Valais
Vaud
Zug
Zurich
Change from the previous year
| Canton | 2025 | 2026 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 523.00 | CHF 562.20 | +7.5% | +4.7% |
| Appenzell Inner Rhodes | CHF 407.50 | CHF 431.90 | +6.0% | +3.3% |
| Appenzell Outer Rhodes | CHF 485.00 | CHF 521.30 | +7.5% | +4.2% |
| Basel-City | CHF 677.50 | CHF 697.80 | +3.0% | +1.7% |
| Basel-Country | CHF 614.65 | CHF 663.85 | +8.0% | +3.7% |
| Bern | CHF 588.17 | CHF 637.40 | +8.4% | +3.2% |
| Fribourg | CHF 537.95 | CHF 575.85 | +7.0% | +2.6% |
| Geneva | CHF 696.10 | CHF 730.90 | +5.0% | +1.0% |
| Glarus | CHF 492.40 | CHF 517.00 | +5.0% | +4.6% |
| Graubünden | CHF 495.13 | CHF 519.83 | +5.0% | +4.2% |
| Jura | CHF 649.10 | CHF 675.00 | +4.0% | +2.7% |
| Lucerne | CHF 499.60 | CHF 529.63 | +6.0% | +3.1% |
| Neuchâtel | CHF 684.10 | CHF 708.00 | +3.5% | +4.0% |
| Nidwalden | CHF 464.60 | CHF 490.10 | +5.5% | +2.4% |
| Obwalden | CHF 452.00 | CHF 476.80 | +5.5% | +4.3% |
| Schaffhausen | CHF 537.05 | CHF 558.50 | +4.0% | +2.4% |
| Schwyz | CHF 480.90 | CHF 509.70 | +6.0% | +4.0% |
| Solothurn | CHF 560.90 | CHF 600.10 | +7.0% | +4.4% |
| St. Gallen | CHF 508.90 | CHF 539.43 | +6.0% | +3.1% |
| Thurgau | CHF 514.10 | CHF 539.80 | +5.0% | +2.1% |
| Ticino | CHF 667.85 | CHF 701.15 | +5.0% | +5.7% |
| Uri | CHF 463.40 | CHF 495.80 | +7.0% | +4.6% |
| Valais | CHF 514.95 | CHF 548.35 | +6.5% | +4.2% |
| Vaud | CHF 637.30 | CHF 672.30 | +5.5% | +2.4% |
| Zug | CHF 451.20 | CHF 385.80 | −14.5% | −9.0% |
| Zurich | CHF 550.70 | CHF 583.73 | +6.0% | +3.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are CONCORDIA premiums in 2026?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at CONCORDIA in 2026 ranges from CHF 385.80 (canton of Zug) to CHF 730.90 (canton of Geneva). With a higher deductible or a model, the premium is lower.
Which models does CONCORDIA offer?
In 2026, CONCORDIA has premiums for 3 model types: 1 tariff of the Standard type, 2 tariffs of the GP/HMO type and 1 tariff of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is CONCORDIA more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2026 index is 98.0 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2026 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- CONCORDIA: website (address), retrieved on 25.09.2026concordia.ch
- CONCORDIA: website (physician search), retrieved on 25.09.2026concordia.ch