Adults · CHF 300 deductible · with accident cover · 2026
Premiums by canton and model
| Canton | Standard | GP/HMO | Telemedicine and other |
|---|---|---|---|
| Aargau | CHF 547.80 | CHF 477.70up to CHF 478.80 | CHF 494.70up to CHF 509.50 |
| Appenzell Inner Rhodes | CHF 421.70 | CHF 375.30up to CHF 383.70 | CHF 375.30up to CHF 383.70 |
| Appenzell Outer Rhodes | CHF 652.20 | CHF 580.50up to CHF 593.50 | CHF 573.90up to CHF 593.50 |
| Basel-City | CHF 690.10 | CHF 604.50up to CHF 623.20 | CHF 605.90up to CHF 628.00 |
| Basel-Country2 premium regions | CHF 615.30up to CHF 640.30 | CHF 540.80up to CHF 558.70 | CHF 546.40up to CHF 587.80 |
| Bern3 premium regions | CHF 583.60up to CHF 648.10 | CHF 513.60up to CHF 590.40 | CHF 510.70up to CHF 615.70 |
| Fribourg2 premium regions | CHF 541.80up to CHF 578.80 | CHF 490.30up to CHF 549.90 | CHF 474.10up to CHF 526.70 |
| Geneva | CHF 697.60 | CHF 609.70up to CHF 662.70 | CHF 613.90up to CHF 634.80 |
| Glarus | CHF 513.60 | CHF 487.90 | CHF 457.10up to CHF 467.40 |
| Graubünden3 premium regions | CHF 537.90up to CHF 595.00 | CHF 468.00up to CHF 517.70 | CHF 473.40up to CHF 542.60 |
| Jura | CHF 628.20 | CHF 584.20 | CHF 565.40up to CHF 568.50 |
| Lucerne3 premium regions | CHF 494.60up to CHF 525.10 | CHF 440.20up to CHF 477.80 | CHF 440.20up to CHF 483.10 |
| Neuchâtel | CHF 655.90 | CHF 583.80up to CHF 619.80 | CHF 585.70up to CHF 592.90 |
| Nidwalden | CHF 465.60 | CHF 414.40up to CHF 423.70 | CHF 416.70up to CHF 423.70 |
| Obwalden | CHF 472.50 | CHF 413.40up to CHF 448.90 | CHF 415.80up to CHF 430.00 |
| Schaffhausen2 premium regions | CHF 586.50 | CHF 516.10up to CHF 533.70 | CHF 516.10up to CHF 533.70 |
| Schwyz | CHF 493.40 | CHF 433.50up to CHF 435.20 | CHF 446.50up to CHF 451.00 |
| Solothurn | CHF 582.20 | CHF 507.70up to CHF 524.00 | CHF 514.10up to CHF 529.80 |
| St. Gallen3 premium regions | CHF 511.10up to CHF 559.20 | CHF 443.90up to CHF 512.80 | CHF 443.10up to CHF 513.30 |
| Thurgau | CHF 522.80 | CHF 448.00up to CHF 460.10 | CHF 467.90up to CHF 478.40 |
| Ticino2 premium regions | CHF 683.30up to CHF 731.60 | CHF 576.70up to CHF 642.30 | CHF 601.30up to CHF 669.40 |
| Uri | CHF 453.50 | CHF 401.30up to CHF 430.80 | CHF 401.30up to CHF 412.70 |
| Valais2 premium regions | CHF 492.70up to CHF 544.40 | CHF 448.40up to CHF 488.90 | CHF 430.10up to CHF 493.80 |
| Vaud2 premium regions | CHF 611.00up to CHF 649.30 | CHF 539.50up to CHF 610.30 | CHF 543.80up to CHF 589.60 |
| Zug | CHF 437.40 | CHF 367.40up to CHF 391.50 | CHF 376.20up to CHF 396.70 |
| Zurich3 premium regions | CHF 528.10up to CHF 623.70 | CHF 469.00up to CHF 555.10 | CHF 470.00up to CHF 595.60 |
Each cell shows the lowest premium among the models of that type; “up to” = highest premium across premium regions and tariffs. Until 2026, telemedicine and other models cover all models that the FOPH lists as “other”. Source: FOPH, health insurance premiums 2026, opendata.swiss; localities © swisstopo; as of 25.09.2026
Total cost in the “healthy” scenario
Cheapest tariffs by canton
For each canton, the Atupri tariff with the lowest premium. Total cost per year with CHF 500 in healthcare costs (premium plus deductible and retention fee, as in the calculator); saving compared with the Atupri standard model in the same region.
Aargau
HMO
Premium / month
477.70
CHF
Total / year
CHF 6,052
Saving
−841
CHF / year
Appenzell Inner Rhodes
HMO
Premium / month
375.30
CHF
Total / year
CHF 4,824
Saving
−557
CHF / year
Appenzell Outer Rhodes
SmartCare
Premium / month
573.90
CHF
Total / year
CHF 7,207
Saving
−940
CHF / year
Basel-City
HMO
Premium / month
604.50
CHF
Total / year
CHF 7,574
Saving
−1,027
CHF / year
Basel-Country
HMO · region 2
Premium / month
540.80
CHF
Total / year
CHF 6,810
Saving
−894
CHF / year
Bern
SmartCare · region 3
Premium / month
510.70
CHF
Total / year
CHF 6,448
Saving
−875
CHF / year
Fribourg
SmartCare · region 2
Premium / month
474.10
CHF
Total / year
CHF 6,009
Saving
−812
CHF / year
Geneva
HMO
Premium / month
609.70
CHF
Total / year
CHF 7,636
Saving
−1,055
CHF / year
Glarus
SmartCare
Premium / month
457.10
CHF
Total / year
CHF 5,805
Saving
−678
CHF / year
Graubünden
CareMed · region 3
Premium / month
468.00
CHF
Total / year
CHF 5,936
Saving
−839
CHF / year
Jura
SmartCare
Premium / month
565.40
CHF
Total / year
CHF 7,105
Saving
−754
CHF / year
Lucerne
HMO · region 3
Premium / month
440.20
CHF
Total / year
CHF 5,602
Saving
−653
CHF / year
Neuchâtel
HMO
Premium / month
583.80
CHF
Total / year
CHF 7,326
Saving
−865
CHF / year
Nidwalden
HMO
Premium / month
414.40
CHF
Total / year
CHF 5,293
Saving
−614
CHF / year
Obwalden
HMO
Premium / month
413.40
CHF
Total / year
CHF 5,281
Saving
−709
CHF / year
Schaffhausen
HMO · region 1
Premium / month
516.10
CHF
Total / year
CHF 6,513
Saving
−845
CHF / year
Schwyz
HMO
Premium / month
433.50
CHF
Total / year
CHF 5,522
Saving
−719
CHF / year
Solothurn
HMO
Premium / month
507.70
CHF
Total / year
CHF 6,412
Saving
−894
CHF / year
St. Gallen
SmartCare · region 3
Premium / month
443.10
CHF
Total / year
CHF 5,637
Saving
−816
CHF / year
Thurgau
HMO
Premium / month
448.00
CHF
Total / year
CHF 5,696
Saving
−898
CHF / year
Ticino
HMO · region 2
Premium / month
576.70
CHF
Total / year
CHF 7,240
Saving
−1,279
CHF / year
Uri
HMO
Premium / month
401.30
CHF
Total / year
CHF 5,136
Saving
−626
CHF / year
Valais
TelFirst · region 2
Premium / month
430.10
CHF
Total / year
CHF 5,481
Saving
−751
CHF / year
Vaud
HMO · region 2
Premium / month
539.50
CHF
Total / year
CHF 6,794
Saving
−858
CHF / year
Zug
HMO
Premium / month
367.40
CHF
Total / year
CHF 4,729
Saving
−840
CHF / year
Zurich
HMO · region 3
Premium / month
469.00
CHF
Total / year
CHF 5,948
Saving
−709
CHF / year
2025 → 2026
Change from the previous year
| Canton | 2025 | 2026 | Change | Average of all insurers |
|---|---|---|---|---|
| Aargau | CHF 527.20 | CHF 547.80 | +3.9% | +4.7% |
| Appenzell Inner Rhodes | CHF 394.10 | CHF 421.70 | +7.0% | +3.3% |
| Appenzell Outer Rhodes | CHF 621.10 | CHF 652.20 | +5.0% | +4.2% |
| Basel-City | CHF 678.60 | CHF 690.10 | +1.7% | +1.7% |
| Basel-Country | CHF 604.30 | CHF 627.80 | +3.9% | +3.7% |
| Bern | CHF 581.23 | CHF 608.67 | +4.7% | +3.2% |
| Fribourg | CHF 538.45 | CHF 560.30 | +4.1% | +2.6% |
| Geneva | CHF 677.30 | CHF 697.60 | +3.0% | +1.0% |
| Glarus | CHF 471.20 | CHF 513.60 | +9.0% | +4.6% |
| Graubünden | CHF 524.53 | CHF 556.93 | +6.2% | +4.2% |
| Jura | CHF 596.00 | CHF 628.20 | +5.4% | +2.7% |
| Lucerne | CHF 491.23 | CHF 510.57 | +3.9% | +3.1% |
| Neuchâtel | CHF 633.10 | CHF 655.90 | +3.6% | +4.0% |
| Nidwalden | CHF 449.90 | CHF 465.60 | +3.5% | +2.4% |
| Obwalden | CHF 453.50 | CHF 472.50 | +4.2% | +4.3% |
| Schaffhausen | CHF 569.40 | CHF 586.50 | +3.0% | +2.4% |
| Schwyz | CHF 462.00 | CHF 493.40 | +6.8% | +4.0% |
| Solothurn | CHF 558.20 | CHF 582.20 | +4.3% | +4.4% |
| St. Gallen | CHF 510.77 | CHF 527.13 | +3.2% | +3.1% |
| Thurgau | CHF 502.70 | CHF 522.80 | +4.0% | +2.1% |
| Ticino | CHF 654.75 | CHF 707.45 | +8.0% | +5.7% |
| Uri | CHF 423.80 | CHF 453.50 | +7.0% | +4.6% |
| Valais | CHF 490.25 | CHF 518.55 | +5.8% | +4.2% |
| Vaud | CHF 600.80 | CHF 630.15 | +4.9% | +2.4% |
| Zug | CHF 460.40 | CHF 437.40 | −5.0% | −9.0% |
| Zurich | CHF 550.77 | CHF 570.00 | +3.5% | +3.8% |
Reference: the insurer’s lowest standard tariff, averaged across its premium regions in the canton (adults, CHF 300 deductible, with accident cover). Source: FOPH premiums for both years.
Frequently asked questions
How much are Atupri premiums in 2026?
For adults in the standard model with a CHF 300 deductible and accident cover, the monthly premium at Atupri in 2026 ranges from CHF 421.70 (canton of Appenzell Inner Rhodes) to CHF 731.60 (canton of Ticino). With a higher deductible or a model, the premium is lower.
Which models does Atupri offer?
In 2026, Atupri has premiums for 3 model types: 1 tariff of the Standard type, 2 tariffs of the GP/HMO type and 3 tariffs of the Telemedicine and other type. Which of them apply where you live depends on the catchment area.
Is Atupri more expensive than other insurers?
On average across all of the insurer’s premium regions, the 2026 index is 96.7 (100 = average of all insurers in the same regions; adults, standard model, CHF 300 deductible, with accident cover). This varies by canton; the table above shows every canton. For where you live, what counts is the comparison in the premium calculator.
Sources
- FOPH, register of approved health insurers, as of 01.01.2026priminfo.admin.ch
- FOPH, health insurance premiums 2011–2026 (opendata.swiss)opendata.swiss
- FOPH, supervisory data for compulsory health insurance (T 5.01), data as of 22.05.2025bag.admin.ch
- FOPH, KVG solvency test (KVD, reserves of health insurers)opendata.swiss
- Atupri: website (address), retrieved on 25.09.2026atupri.ch
- Atupri: website (physician search), retrieved on 25.09.2026atupri.ch
- Atupri: website (contact), retrieved on 25.09.2026atupri.ch